Junior Legal Counsel (m/w/d) – Berlin/Hamburg

About the role

Avarda Group is seeking a Junior Legal Counsel to join its Group Legal team in Berlin or Hamburg. You will support the German and Austrian markets and work on a wide range of legal matters across the fintech group, gaining exposure to civil, contract, consumer credit, data privacy, competition and banking law.

Key responsibilities

• Provide day‑to‑day legal advice to internal stakeholders on civil, contract, consumer credit, data privacy, competition and banking regulation.
• Support product and operations teams with legal assessments of new and existing products, including advertising claims and pre‑contractual documentation.
• Conduct legal research and prepare assessments on specific legal questions.
• Monitor regulatory developments in Germany and Austria, analyse impact, and drive implementation projects.
• Maintain and update customer contract documents (T&Cs, price lists, SECCI) in line with regulatory changes.
• Draft, review and negotiate contracts with business partners and service providers; contribute to contract templates and CLM system.
• Handle legal disputes, correspond with courts, lawyers, consumer protection associations and regulators, and coordinate external counsel.
• Collaborate with legal colleagues across European markets on group‑wide projects and deliver internal trainings.

Required profile

• Law degree (First or Second State Exam, LL.B., LL.M. or equivalent) with 1–3 years of experience, or qualified legal professional background with 4+ years in a regulated environment.
• Interest or exposure to consumer credit, payments, banking regulation or fintech.
• Fluent in German and English, both written and spoken.
• Proactive, well‑organised and able to work independently.

Required skills

• Solid legal drafting and analytical abilities.
• Knowledge of European banking/consumer credit/payment services regulation (e.g., CCD II, PSD2, EBA Guidelines) – nice to have.
• Experience with data privacy/GDPR in a corporate setting – nice to have.
• Familiarity with Austrian law, CLM tools or legal‑tech solutions – nice to have.

What we offer

• A broad, hands‑on legal role with real responsibility from day one.
• Hybrid working model: at least three days onsite in Berlin or Hamburg, combined with remote work.
• Opportunity to develop expertise in a fast‑moving fintech environment.